Second Liner Banks: Who Is Most Ready To Move Up? Competitiveness Analysis of KBMI 3 Banks. Inovbiz: Jurnal Inovasi Bisnis Seri Manajemen, Investasi dan Kewirausahaan, [S. l.], v. 5, n. 2, p. 97–110, 2025. DOI: 10.35314/kg4p0a38. Disponível em: https://jurnal.polbeng.ac.id/index.php/InovbizMIK/article/view/1278.. Acesso em: 11 jan. 2026.